Wedding Insurance

How Much Is Wedding Insurance in the US?

Planning a wedding can be stressful enough without worrying about unforeseen circumstances. Protect your big day with wedding insurance. But how much does it cost in the US? Find out in this comprehensive guide.


Weddings are beautiful, but they can also be expensive. According to the latest statistics, the average cost of a wedding in the US is around $33,900. However, despite all the planning and preparation, there are still things that can go wrong. From weather disruptions to vendor no-shows, unexpected incidents can put a damper on your big day. That’s why many couples choose to invest in wedding insurance to protect themselves from financial loss. But just how much does wedding insurance cost in the US? Let’s take a closer look.

How Much Is Wedding Insurance in the US?

The cost of wedding insurance in the US can vary greatly depending on a number of factors. These include:

  1. Coverage amount: The more coverage you require, the higher the cost of the policy will be. Typically, wedding insurance policies start at around $100, but can go up to $1,000 or more depending on the amount of coverage you need.
  2. Location: Wedding insurance rates can differ depending on the state where the wedding will take place. For example, if you’re getting married in New York City, you may pay more for your policy than if you were getting married in a small town in Indiana.
  3. Type of coverage: Wedding insurance policies can cover a variety of incidents, including cancellation, postponement, and vendor issues. Depending on the type of coverage you choose, the cost of your policy may be higher or lower.
  4. Deductible: Like other types of insurance, wedding insurance policies may have a deductible. This is the amount you’ll have to pay out of pocket before your insurance policy kicks in. The higher your deductible, the lower your premium will be.

With all of these factors in mind, the average cost of wedding insurance in the US is around $200 to $300 for a policy with $1 million in coverage. However, it’s important to note that prices can vary widely depending on your specific needs.

Is Wedding Insurance Worth the Cost?

While the cost of wedding insurance may seem like an additional expense, it can actually save you money in the long run. Here are some reasons why:

  1. Protection against financial loss: Wedding insurance can provide coverage for deposits, vendor no-shows, and other unexpected incidents that can result in financial loss.
  2. Peace of mind: Knowing that you’re protected in case of unforeseen circumstances can help alleviate stress and anxiety leading up to your wedding day.
  3. Affordable: Wedding insurance policies are generally affordable and can provide significant coverage for a relatively small investment.


Q: What does wedding insurance cover?

A: Wedding insurance can cover a range of incidents, including cancellation or postponement due to unforeseen circumstances such as illness, injury, or extreme weather. It can also provide coverage for vendor no-shows, damage to the venue, and other incidents that can result in financial loss.

Q: When should I purchase wedding insurance?

A: It’s best to purchase wedding insurance as soon as you start paying deposits and booking vendors. This will ensure that you’re covered in case of any unforeseen circumstances that may arise leading up to your wedding day.

Q: Can I purchase wedding insurance after I’ve already booked vendors?

A: Yes, you can still purchase wedding insurance even after you’ve already booked vendors. However, it’s best to purchase the policy as soon as possible to ensure that you’re covered in case of any unforeseen circumstances.


In conclusion, investing in wedding insurance can provide valuable protection and peace of mind for couples planning their big day. While the cost of wedding insurance may vary depending on several factors, it’s a relatively small investment that can save you from significant financial loss in the event of unexpected incidents.

When purchasing wedding insurance, be sure to carefully consider your coverage needs and shop around for policies that meet those needs. With the right policy in place, you can focus on enjoying your wedding day without worrying about what might go wrong.

Remember, the cost of wedding insurance is a small price to pay for the peace of mind that comes with knowing that you’re protected in case of unexpected circumstances. Don’t let a few hundred dollars deter you from investing in this important coverage for your big day.

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